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Racehorse Syndicates - the essentials


Over 60% of racehorses trained in Britain are raced in some form of joint ownership, syndicate or partnership. This helps share the costs – and fun – of the experience.

starting stall 300The ROA has come up with seven tips to consider for those looking to join a syndicate.

  • Read the partnership agreement carefully, to ensure you are clear on all aspects of costs, factional interests, duration of the partnership, liability and management. A FREE syndicate template is available here.
  • Weigh-up the pros and cons of the available options to match your expectations and situation.
  • Don’t be afraid to ask questions. Pre-arranged stable visits can be a very enjoyable aspect of ownership, so you may wish to check how often you would be welcome to visit.
  • Be clear on what you’ve entered into. Is the horse owned or leased? Will you receive a share of any prize-money won?
  • Check whether the horse you are involved in is insured (against all risks of mortality). Some owners choose not to insure, but members of syndicates can usually insure their proportion of ownership if they wish.
  • Establish the frequency and method you can expect to receive updates, and who your point of contact will be.
  • Ensure you have some form of third-party liability insurance cover. Owners may be vulnerable to claims even when their horse is in someone else’s possession. Members of the ROA receive £10m cover as part of their package of benefits.

The ROA has template Syndicate Agreements available to download here.

Further guidance on all aspects of ownership can be found in the ROA’s free 60 page online Guide to Racehorse Ownership.




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